Personal Archives - MTN Zambia

Sending and receiving money from any part of the world is now as easy as saying Y’ello! All you need is your MTN MoMo wallet.

HOW TO SEND MONEY FROM YOUR MTN MOMO WALLET TO OTHER COUNTRIES

Send money to BOTSWANA

You can now send money to Botswana directly from your MTN Mobile Money wallet. The recipient should have an active Mobile Money wallet.
To send money follow the steps below:

Dial *115#
Select Send Money
Select option 7. International Transfer
Select option 1. Botswana
Enter the recipient’s phone Number with Country Code 267
Enter amount in Kwacha
You will get a transfer preview which includes the recipient number, send amount, fee and the amount that will be received.
Enter PIN to confirm

Send money to BURUNDI

You can now send money to Burundi directly from your MTN Mobile Money wallet. The recipient should have an active Mobile Money wallet.
To send money follow the steps below:

Dial *115#
Select Send Money
Select option 7. International Transfer
Select option 2. Burundi
Enter the recipient’s mobile number with Country Code 257
Then Enter amount in Kwacha
You will get a transfer preview which includes the Recipient number, send amount, fee and the amount that will be received.
Enter PIN to confirm

Send money to MALAWI

You can now send money to Malawi from your MTN Mobile Money wallet. The recipient should have an active Mobile Money wallet.
To send money follow the steps below:

Dial *115#
Select Send Money
Select option 7. International Transfer
Select option 3. Malawi
Choose the recipient’s mobile network provider
Enter the recipient’s mobile number with Country Code 265
Enter amount in ZMW Kwacha
You will get a transfer summary which includes the Recipient number, send amount, Country, the forex rate, and the transaction fee charge. And follow the prompt to proceed.
Enter PIN to complete the transfer

Send money to MTN RWANDA

You can now send money to Rwanda directly from your MTN Mobile Money number. The customer should have MTN Mobile Money active wallet.
To send money follow the steps below:

Dial *115#
Select Send Money
Select option 7. International Transfer
Select option 4. Rwanda
Choose the recipient’s mobile network provider
Enter the recipient’s phone number with Country Code 250
Then Enter amount in Kwacha
You will get a transfer preview which includes the recipient number, send amount, fee, and the amount in Rwandan Francs (RWF) that will be received.

Send money to South Africa

You can now send money to South African bank customers directly from your MTN Zambia Mobile Money wallet. The customer should have an active Bank account.
To send money follow the steps below:

Dial *115#
Select Send Money
Select option 7. International Transfer
Select option 5. South Africa
Select the recipient’s Bank
Enter recipient Bank Account Number
Enter amount in Kwacha
Enter the recipient’s phone number starting with country code 27
Enter recipient first name
Press option 1. Proceed and follow the prompts to complete the transaction.
You will get a transfer summary which includes the send amount, recipient’s full name, bank account number, country, the forex rate and the transaction charge
Enter PIN to confirm

Send money to TANZANIA

You can now send money to Tanzania directly from your MTN Mobile Money number. The recipient should have an active Mobile Money wallet.
To send money follow the steps below:

Dial *115#
Select Send Money
Select option 7. International Transfer
Select option 6. Tanzania
Choose the recipient’s mobile money network
Enter the recipient’s mobile number with Country Code 255
Then Enter amount in ZMW Kwacha
You will get a transfer preview which includes the recipient number, send amount, Country, the forex rate, and the transaction fee charge. And follow the prompt to proceed.
Enter PIN to complete the transfer

Send money to UGANDA

You can now send money to Uganda directly from your MTN Mobile Money wallet. The recipient should have an active Mobile Money wallet.
To send money follow the steps below:

Dial *115#
Select Send Money
Select option 7. International Transfer
Select option 7. Uganda
Choose the recipient’s mobile network
Enter the recipient’s mobile number with Country Code 256
Enter amount in ZMW Kwacha
You will get a transfer preview which includes the Recipient number, send amount, Country, the forex rate, and the transaction fee charge. And follow the prompt to proceed.
Enter PIN to complete the transfer

Send money to ZIMBABWE

You can now send money to Econet Zimbabwe customers directly from your MTN Mobile Money wallet. The customer should have an active EcoCash Mobile Money wallet.
To send money follow the steps below;

Dial *115#
Select Send Money
Select option 7. International Transfer
Select option 8. Zimbabwe
Enter the EcoNet recipient’s phone number with Country Code 263
Enter amount in Kwacha
You will get a transaction summary which includes the fee, the forex rate and the amount in Zimbabwean dollars that will be received.
Enter PIN to confirm

Send money to DR CONGO

You can now send money to DR Congo directly from your MTN Mobile Money wallet. The customer should have an active Mobile Money wallet.
To send money follow the steps below:

Dial *115#
Select Send Money
Select option 7. International Transfer
Select option 00) Next and 3. DRC Congo
Choose the recipient’s mobile network
Enter the recipient’s mobile number with Country Code 243
Enter amount in ZMW Kwacha
You will get a transfer preview which includes the Recipient number, send amount, Country, the forex rate, and the transaction fee charge. And follow the prompt to proceed.
Enter PIN to complete the transfer

Send money to MOZAMBIQUE

You can now send money to Mozambique directly from your MTN Mobile Money wallet. The recipient should have an active Mobile Money wallet.
To send money follow the steps below:

Dial *115#
Select Send Money
Select option 7. International Transfer
Select option 00 Next and 4. Mozambique
Choose the recipient’s mobile network
Enter the recipient’s mobile number with Country Code 258
Enter amount in ZMW Kwacha
You will get a transfer preview which includes the Recipient number, send amount, Country, the forex rate, and the transaction fee charge. And follow the prompt to proceed.
Enter PIN to complete the transfer

Send money to KENYA

You can now send money to Kenya directly from your MTN Mobile Money wallet. The customer should have an active Mobile Money wallet.
To send money follow the steps below:

Dial *115#
Select Send Money
Select option 7. International Transfer
Select option 00) Next and 5. Kenya
Choose the recipient’s mobile network
Enter the recipient’s mobile number with Country Code 254
Enter amount in ZMW Kwacha
You will get a transfer preview which includes the Recipient number, send amount, Country, the forex rate, and the transaction fee charge. And follow the prompt to proceed.
Enter PIN to complete the transfer

Send money to CAMEROON

You can now send money to Cameroon directly from your MTN Mobile Money wallet. The customer should have an active Mobile Money wallet.
To send money follow the steps below:

Dial *115#
Select Send Money
Select option 7. International Transfer
Select option 00) Next and 6. Cameroon
Choose the recipient’s mobile network
Enter the recipient’s mobile number with the correct Country Code
Enter amount in ZMW Kwacha
You will get a transfer preview which includes the Recipient number, send amount, Country, the forex rate, and the transaction fee charge. And follow the prompt to proceed.
Enter PIN to complete the transfer

Send money to COTE D’IVOIRE

You can now send money to Cote d’Ivoire directly from your MTN Mobile Money wallet. The customer should have an active Mobile Money wallet.
To send money follow the steps below:

Dial *115#
Select Send Money
Select option 7. International Transfer
Select option 00) Next and 7. Cote d’Ivoire
Choose the recipient’s mobile network
Enter the recipient’s mobile number with the correct Country Code
Enter amount in ZMW Kwacha
You will get a transfer preview which includes the Recipient number, send amount, Country, the forex rate, and the transaction fee charge. And follow the prompt to proceed.
Enter PIN to complete the transfer

Send money to GHANA

You can now send money to Ghana directly from your MTN Mobile Money wallet. The customer should have an active Mobile Money wallet.
To send money follow the steps below:

Dial *115#
Select Send Money
Select option 7. International Transfer
Select option 00) Next and 8. Ghana
Choose the recipient’s mobile network
Enter the recipient’s mobile number with the correct Country Code
Enter amount in ZMW Kwacha
You will get a transfer preview which includes the Recipient number, send amount, Country, the forex rate, and the transaction fee charge. And follow the prompt to proceed.
Enter PIN to complete the transfer

Send money to GUINEA CONAKRY

You can now send money to Guinea Conakry directly from your MTN Mobile Money number. The recipient should have an active mobile money wallet.
To send money follow the steps below:

Dial *115#
Select Send Money
Select option 7. International Transfer
Select option 00) Next and 1. Guinea Conakry
Choose the recipient’s mobile network
Enter the recipient’s mobile number with the correct Country Code
Enter amount in ZMW Kwacha
You will get a transfer preview which includes the Recipient number, send amount, Country, the forex rate, and the transaction fee charge. And follow the prompt to proceed.
Enter PIN to complete the transfer

Send money to LIBERIA

You can now send money to Liberia directly from your MTN Mobile Money number. The recipient should have an active Mobile Money wallet.
To send money follow the steps below:

Dial *115#
Select Send Money
Select option 7. International Transfer
Select option 00) Next and 2. Liberia
Choose the recipient’s mobile network
Enter the recipient’s mobile number with the correct Country Code
Enter amount in ZMW Kwacha
You will get a transfer preview which includes the recipient’s number, send amount, Country, the forex rate, and the transaction fee charge. And follow the prompt to proceed.
Enter PIN to complete the transfer

HOW TO RECEIVE MONEY DIRECTLY INTO YOUR MTN MOMO WALLET

Receive funds instantly onto your MTN MoMo wallet from any part of the world anytime and anywhere in Zambia.
Below is a list of MTN remittance service partners and how to receive via their platforms;

WorldRemit

You can now receive money directly onto your MTN Mobile Money account from around the world. Customers overseas can send money directly to you using www.worldremit.com.
The sender requires a bank account and should be from one of the countries where WorldRemit is operational.
Receiving MTN Mobile Money is free.
How it works:

Step 1
Create an account:
Sign up with your email address and choose a strong password. You can use the website OR app to register.

Download the WorldRemit app from the Google Play or iOS stores from the links here:

Google Play: https://play.google.com/store/apps/details?id=com.worldremit.android
iOS App store: https://itunes.apple.com/us/app/worldremit/id875855935?mt=8

Step 2
Register your details with WorldRemit. You will be required to provide identity details to ensure that all transactions are safe and free from money laundering/fraudulent activity.

Step 3
Once registered, international customer’s will be able to send money to customers in Zambia.
For more information, please visit: https://www.worldremit.com/en/how-it-works

Western Union

Sending and receiving money worldwide just got easy:
MTN Mobile Money customers can now receive money from Western Union! Zambians in the diaspora can conveniently send money back home to their loved ones directly on their MoMo accounts and customers no longer have to travel long distances to locate bank branches or outlets before they can redeem their funds sent from abroad.
How does it work?
Send in person:

Search for a Western Agent near you
Complete the Send Money section of the send form and choose Mobile Wallet Deposit.
Include your receiver’s MoMo mobile phone number.
Give the agent the completed form with the applicable funds (including transaction fee) in cash
Save your receipt with the tracking number

Send online: Log in or sign up and create your profile for free to send money online.
Send with our app: Send money, check exchange rates, or start a transfer in the app and pay in-store—all on the go.
For more information, please visit: www.westernunion.com/us/en/mobile-wallet.html

Remitly

MTN MoMo customer can receive money directly into their wallets from across the globe via Remitly in a faster, affordable, and more transparent way.
Create an account using the app

Download the Remitly app in the iOS App Store or Google Play Store
Select where you’re Sending from and where you’re Sending to
Tap Next
Enter your email address and password to Join

Create an account on Remitly.com

Click Join Now
Select the country you’re sending to
Enter your email address and password to Join now

For more information, please visit: www.remitly.com/us/en/zambia

Cassavaremit

MTN MoMo customer can receive money from cassavaremit online money transfer system
How it Works:

Send money in 3 easy steps

Step 1: Choose Amount
You can either enter the amount you want to send or the amount you need the recipient to receive.

Step 2: Select Recipient

Paying a new recipient – Please enter the recipient details.
Making a payment into a previously set up recipient.

Step 3: Make Payment
You can pay using your debit card or bank account.
For more information, please visit: www.cassavaremit.com

Paysend

Receive money instantly into your MTN Mobile Money wallet from the UK, Europe, Canada, and USA.
How to send money to Zambia:

Create your Paysend account
Click the Sign Up button and fill out some basic information about yourself. We’ll ask you for your mobile number, first and last name, date of birth and residential address.
Set up your first money transfer
Click the ‘New Transfer’ button, select the transfer method, enter the transfer amount, and provide payment details for yourself and the recipient.
Double-check that you’re ready to go
Make sure all details are correct and review the transfer amount. If you’re happy with the exchange rate and low transfer fee, confirm your transaction.

For more information, please visit: https://paysend.com/en-zm/send

MoneyGram

MoneyGram makes receiving money easy and convenient through a global network of over 200 countries and territories directly into MTN MoMo wallets.
Steps:

Send money transfers online or in the app
Using the Fee Estimator, select the ‘Mobile Wallet’ receive method.
Send in-store using cash
Visit one of our convenient locations to send money transfers directly to a MTN MoMo mobile wallet.
Provide your receiver’s information
Online and in-store, provide full legal name and mobile number, including international dial code to send to their mobile wallet.

For more information, please visit: www.moneygram.com/intl/en/how-to-send-money

Sell airtime and make extra money with MTN Tamanga!
Now you too can sell MTN airtime and make some extra cash, by simply dialing *590# and selecting MTN Tamanga. Be your own boss and start selling airtime today.
Making money is as easy as *590#

To register

Dial *590#
Select MTN Tamanga
Select ‘register’ and follow the on-screen instructions to enter your details and set an MTN Tamanga PIN.

To buy stock

Dial *590#
Select ‘buy stock’
Enter amount
Enter PIN
You will receive a confirmation of your request to make your payment via MoMo
Dial *303#
Select ‘my approvals’
Approve your payment for airtime
You will receive confirmation of your transaction and commission earned

To sell airtime

Dial *590#
Select Option ‘1’ for ‘direct top-up’
This will then send airtime directly to the phone of the receiver.
Select option ‘2‘
This will generate a recharge voucher number which the receiver will use to top-up airtime.
Enter the receiver’s phone number.
Enter the amount
Enter your MTN Tamanga PIN
Confirm the transaction.
You will receive confirmation of the transaction as well as a recharge voucher number for reference.

To check MTN Tamanga account balance

Dial *590# and select option ‘5’
To check your transaction history dial *590# and select option ‘6’.

Service	Partners
Pay TV	DSTV GOTV Muvi TV TopStar TV Kwese TV Zuku TV
Utilities	ZESCO
Water & sewerage	Lusaka Water Nkana Water Kafubu Water Eastern Water North Western Water Northern Water Luapula Water Mulonga Water Southern Water
Solar	Ready Pay Vitalite Supamoto Widenergy Power Corner
Government institutions	Zambia Revenue Authority (ZRA) Tax payment National Pensions Authority (NAPSA) Pension contribution Ministry of Lands payment of Land Rates
Betting and lottery	Zambia Lotto Eazibet Sports Lupiya Castlebet Betway Betpawa Xsport Bolabet Galsport Better Games
Kongola (loans)	Kasaka Loans Xtracash Loans
Savings products	Patumba Kasaka Savings
Bank push and pull	Barclays Bank FINCA Access Bank Stanchart Bank Stanbic Bank Natsave Ecobank UBA Indo Zambia

Transaction	Usage Cost
K001 – K150	K1
K151 – K300	K1.5
K301 – K600	K2.5
K601 and above	K3

How does the service work?